Mortgage payment examples

Estimated full monthly payment (principal, interest, taxes, insurance, PMI) at 6.5% over 30 years using national default assumptions. Open the calculator to adjust any assumption.

Home price5% down10% down20% down
$200,000$1,522$1,454$1,253
$300,000$2,283$2,182$1,879
$400,000$3,044$2,909$2,506
$500,000$3,804$3,636$3,132
$650,000$4,946$4,727$4,072
$800,000$6,087$5,818$5,012
Estimates only. This tool is for education and planning. It is not financial advice, a loan offer, or a guarantee of interest rates, loan approval, property taxes, insurance costs, PMI, or home values. Your actual costs will depend on your lender, location, and circumstances. Home-value examples use Zillow Research (ZHVI) data and may not match current listings or appraisals.